Wealth Advisory
Comprehensive Stewardship for Private Clients.
For individuals and families who require sophisticated management without the administrative burden of a dedicated office, Rande Partners provides a full-service advisory solution. We deliver institutional-quality strategy and execution, tailored to the nuances of private wealth.
Strategic Portfolio Construction
We construct portfolios designed for preservation and multi-generational growth, acknowledging that our clients’ investment horizons are measured in decades.
Our process begins with a thorough liability analysis. We quantify specific future obligations – whether generational transfers, philanthropic commitments, or lifestyle maintenance – to inform the asset allocation. We prioritise capital preservation and tax efficiency over short-term performance chasing. Our approach is disciplined and methodical, favouring mechanical rebalancing and a clear rationale for every allocation, particularly regarding alternative assets.
Nordic & Cross-Border Tax Structuring
The fiscal landscape of the Scandinavian region – characterised by Swedish capital gains rules, Norwegian wealth taxes, and distinct Danish and Finnish regimes – demands expert navigation.
We structure wealth to maximise efficiency while strictly adhering to substance-over-form principles. This involves meticulous planning, including entity mapping and the procurement of advance rulings where necessary. For clients with exposure to multiple Scandinavian jurisdictions, we coordinate reporting and structure cross-border transfers to mitigate double taxation and compliance risks.
Estate & Succession Planning
Effective estate planning must balance tax efficiency with family harmony. We believe a plan that saves tax but incites conflict is ultimately a failure of stewardship.
Rande Partners engages clients in necessary dialogue regarding capacity, fairness, and control. Once these fundamental principles are agreed, we execute the necessary legal structures including, Swedish testaments, trusts in appropriate jurisdictions, and foundation structures. We ensure that all mechanisms are robust and clearly communicated to relevant parties to preempt future disputes.
Philanthropic Strategy
We assist clients in professionalising their philanthropic engagement, ensuring that capital deployed for social impact is managed with the same rigour as investment capital.
We advise on the optimal structural vehicles – whether private foundations, donor-advised funds, or direct grants – balancing control, administrative requirements, and tax efficiency. We also conduct thorough due diligence on potential recipients, assessing their governance, financial health, and operational capability to ensure our clients’ contributions achieve tangible impact.